Get Ready to Travel: All You Need to Know About Kiwibank Credit Card Travel Insurance (February 2023)

Friends, You’re all packed and ready to go on your dream holiday. But have you remembered everything? As you know, there are a few things you need to take care of before you leave—including arranging travel insurance.

Kiwibank Credit Card Travel Insurance is designed to help you travel with peace of mind, knowing that you’re covered for most eventualities. In this article, we’ll give you an overview of what’s covered and what’s not, as well as answer some of the most commonly asked questions about our travel insurance policy.

So, whether you’re planning a trip near or far, read on for everything you need to know about Kiwibank Credit Card Travel Insurance.

Table of Contents

1.)What Does Kiwibank Credit Card Travel Insurance Cover?

Kiwibank offers two different levels of credit card travel insurance, to suit a range of needs.

The basic policy covers for accidental death, permanent disability, and medical expenses up to $500,000. It also includes cover for loss of luggage and personal effects, as well as trip cancelation and interruption.

The comprehensive policy offers all of the same benefits, but with increased coverage for medical expenses (up to $2 million) and trip cancelation (up to $30,000). It also includes cover for rental car excess, if your rental car is damaged or stolen.

So, whether you’re just taking a short trip down the road or going on an overseas adventure, Kiwibank has you covered.

2.)How Can I Make a Travel Insurance Claim With Kiwibank?

If you’re a Kiwibank credit cardholder and you’ve taken out insurance for your trip, there are a few steps you’ll need to follow in order to make a claim.

First of all, you’ll need to make sure that you have your policy number and the contact details of the insurer handy. If something happens during your trip, you’ll need to call the insurer as soon as possible and report the incident.

You’ll then need to gather together all the evidence related to your claim. This could include things like medical reports, purchase receipts, and photographs of any damage incurred.

Once you have all your evidence together, you can submit a claim form either online or by mail. The insurer will then review your claim and let you know how it’s proceeding.

3.)What Are the Benefits of Getting a Kiwibank Credit Card for Travel Insurance?

If you’re looking for a credit card that offers good travel insurance, the Kiwibank Credit Card is a great option. Benefits include:

  • Coverage for you and your family
  • Unlimited trip cancelation and interruption insurance
  • Emergency medical and dental insurance
  • Car rental collision damage waiver

So if you’re planning on traveling soon, make sure you get a Kiwibank Credit Card and enjoy the peace of mind that comes with knowing you’re fully covered.

4.)What Other Features Do Kiwibank Credit Cards Offer Travelers?

Kiwibank credit card travel insurance also comes with a variety of other features tailored to make the journey easier for you. For instance, cards come equipped with GPS tracking, so no more stressing about losing your wallet or credit card. Plus, some offer up to 56 days of free travel protection and you can even track your spending while abroad.

Most Kiwibank credit cards also offer a range of purchase protection benefits such as extended warranties and purchase protections. This means that if your items are stolen, damaged or lost while traveling, you’ll be covered up to the set limit. And the best part is that you don’t need to worry about paying those extra costs if something goes wrong while away.

5.)How to Get the Most Out of Your Kiwibank Credit Card While Traveling

When you’re traveling, it’s important to know that you’re covered in case of any unexpected travel-related events. That’s where Kiwibank Credit Card Travel Insurance can come in handy. Here are a few tips on how to make the most of this insurance when you’re traveling:

  • Get enough coverage for your needs: Before you leave, make sure you have enough coverage for any medical expenses, flight cancelations, or other emergencies that may come up while you’re away.
  • Read the fine print: You’ll want to carefully read the policy and understand any exclusions or limitations so that you know exactly what will and won’t be covered.
  • Upgrade your policy if necessary: If your trip will be longer than the coverage period offered by Kiwibank Credit Card Travel Insurance, consider upgrading your policy to get more comprehensive coverage.
  • Make a copy of your policy: Lastly, always make a copy of your policy and keep it with you while away so that if anything happens, you have all of the necessary information at hand quickly.

FAQs on Kiwibank Credit Card Travel Insurance

You might have lots of questions before you get started, so let’s address some of the most commonly asked questions about Kiwibank Credit Card travel insurance.

Q. First, how long does the coverage last?

Ans: That depends on the length of your trip; short trips are usually anywhere from one to three days (up to NZD $10 million in cover), while longer trips can be up to 17 days (up to NZD $20 million).

If you’re traveling abroad, you’ll need to activate your coverage before you depart; this can be done easily online or by calling our customer service team. You can also extend your coverage for up to 6 months if needed, though this is subject to additional fees and charges.

Finally, if something happens abroad that requires medical assistance or repatriation, it’s important that Kiwibank is notified as soon as possible in order for the claim process to start quickly and the necessary assistance provided.


As long as you take some sensible precautions before you go, and you have travel insurance in place, you can relax and enjoy your holiday. Kiwibank has you covered with their comprehensive credit card travel insurance, so you can focus on having a good time.

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